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Looking for money for school? A private student loan, also known as alternative student loan, is a good option for certain students to complete your undergraduate degree, graduate degree, online degree or trade school certification. We will issue loans up to 100% of your school-certified undergraduate and graduate school costs. A New Mexico Student Loan is a fixed-rate supplemental education loan for graduate and undergraduate students enrolled at least half-time. The New Mexico Educational Assistance Foundation encourages you to first apply for federal financial aid, scholarships and grants before applying for a private student loan.
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Complete our easy online application.
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Fixed Interest Rates from 4.39% - 5.89%
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Invest in Your Student's Future
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That’s right – we are NOT for profit. Unlike other lenders, all of the money we earn beyond expenses goes back into helping students and families plan, prepare and pay for college.
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Sorry, but if we feel that a private student loan is not in your best interest we won’t approve your application. We want our students to have a healthy financial future.
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We understand New Mexico’s students and universities better than any other student loan provider. If you ever want help in person you can visit our friendly representatives in our Albuquerque office. Also, when you borrow from us, you are helping employ fellow New Mexicans.
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We believe you will be a good borrower so after 24 consecutive on-time repayments we will reduce your interest rate by 0.25%.
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Your success matters to us. When you graduate we will reduce your interest rate by 0.25% as our special graduation present to you.
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We won’t charge you for processing or disbursing your student loan, we feel this is money that should stay with you. All student loans have no penalties for early payments.
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We’ve been helping New Mexican families by servicing student loans since 1981. Our experienced and knowledgeable team provides excellent customer service and has a proven history of success.
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“A private loan from NMEAF helped me to complete my education and graduate. The application process is straightforward and can all be done online.”
- Carla M. - Las Cruces, NM